by Michael Riska | Oct 13, 2026 | Long-Term Care
Most families don’t think about long-term care until a phone call forces the conversation. A parent falls. A spouse gets a diagnosis. Suddenly, questions about cost, coverage, and who will help come up, with very little time to sort them out. The simplest answer...
by Michael Riska | May 20, 2026 | Long-Term Care
Long-term care conversations usually start the same way. Someone says, “I’ll deal with that later.” Or: “Medicare will probably cover it.” Or maybe: “That’s really only something older people need to think about.” Then life happens. A parent needs help after a stroke....
by Michael Riska | Mar 10, 2026 | Long-Term Care, LTC-Life Hybrid Insurance
Today’s workforce is balancing more responsibilities than ever before. For many employees, the challenge isn’t just managing a career while raising children. It’s also helping care for aging parents. This growing group, often referred to as the sandwich generation, is...
by Michael Riska | Jul 10, 2025 | Long-Term Care
As more states explore legislation requiring payroll taxes to fund long-term care (LTC) programs, employers and benefits brokers need to stay informed and ready. During a recent webinar, our team shared key developments, trends, and strategies to help brokers and...
by Michael Riska | Nov 12, 2024 | Long-Term Care
Looking at the U.S. financial planning landscape, one critical area consistently stands out as underprepared: long-term care (LTC). According to the U.S. Department of Health and Human Services, 70% of Americans over age 65 will need some form of long-term care during...
by Michael Riska | Aug 12, 2024 | Long-Term Care
As a benefits broker, you guide your clients in building benefits packages that protect and support their employees throughout their careers and retirement. One of the most critical yet frequently neglected aspects is long-term care (LTC) insurance. According to the...
