by Michael Riska | Jun 13, 2024 | Long-Term Care
California is at the forefront of a significant shift in managing long-term care (LTC) costs, which could reshape the landscape of LTC funding in the United States. Inspired by the pioneering efforts of Washington State, California is considering introducing...
by Michael Riska | May 9, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
In the dynamic landscape of employee benefits, life insurance with long-term care (LTC) emerges as a comprehensive package, offering a dual benefit that secures employees’ future while managing the rising healthcare costs. This article explores how integrating...
by Michael Riska | Apr 3, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
Long-term care insurance (LTCI) has emerged as a cornerstone of comprehensive retirement planning in today’s changing demographics and rising healthcare costs. While individuals can procure LTCI through direct channels with insurers, the benefits of accessing...
by Michael Riska | Mar 13, 2024 | Long-Term Care Insurance
As our population ages and lifespans extend, the demand for long-term care solutions becomes increasingly critical. The need for comprehensive planning to address the uncertainties of aging is more important than ever. This blog delves into the current trends and...
by Michael Riska | Feb 14, 2024 | LTC-Life Hybrid Insurance
Many people will require assisted living or long-term care in old age. Studies suggest that around 70% of individuals over 65 need access to these services. It is also estimated that 18% of seniors require access to a nursing facility for longer than one year. Life...
