by Michael Riska | Sep 16, 2024 | LTC-Life Hybrid Insurance
As benefits brokers, you’re always searching for products that provide comprehensive value to your clients and their employees. Hybrid life insurance with long-term care (LTC) riders is one such product gaining traction. These policies combine the death benefit of...
by Michael Riska | May 9, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
In the dynamic landscape of employee benefits, life insurance with long-term care (LTC) emerges as a comprehensive package, offering a dual benefit that secures employees’ future while managing the rising healthcare costs. This article explores how integrating...
by Michael Riska | Apr 3, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
Long-term care insurance (LTCI) has emerged as a cornerstone of comprehensive retirement planning in today’s changing demographics and rising healthcare costs. While individuals can procure LTCI through direct channels with insurers, the benefits of accessing...
by Michael Riska | Feb 14, 2024 | LTC-Life Hybrid Insurance
Many people will require assisted living or long-term care in old age. Studies suggest that around 70% of individuals over 65 need access to these services. It is also estimated that 18% of seniors require access to a nursing facility for longer than one year. Life...
by Michael Riska | Jan 11, 2024 | LTC-Life Hybrid Insurance
In the dynamic landscape of retirement planning and employee benefits, The VB Shop continually seeks to address clients’ and brokers’ evolving needs, especially in long-term care. The changing demographics and legislative efforts in various states,...
by Michael Riska | Dec 13, 2023 | LTC-Life Hybrid Insurance
As we watch our parents age, the reality of their increasing care needs often brings a mix of emotions and responsibilities. For many, the question isn’t just about providing love and support and ensuring financial stability and care in their golden years. This...
