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Why Life with Long-Term Care Is a Smart Choice at Any Age

Why Life with Long-Term Care Is a Smart Choice at Any Age

by Michael Riska | Oct 16, 2024 | LTC-Life Hybrid Insurance

Life insurance with long-term care (LTC) benefits provides a solution that appeals to generations. It’s increasingly popular because it can adapt to the different priorities and needs of employees at various life stages. This product is a multi-generational offering...
Why Are Life with Long-Term Care Products So Appealing?

Why Are Life with Long-Term Care Products So Appealing?

by Michael Riska | Sep 16, 2024 | LTC-Life Hybrid Insurance

As benefits brokers, you’re always searching for products that provide comprehensive value to your clients and their employees. Hybrid life insurance with long-term care (LTC) riders is one such product gaining traction. These policies combine the death benefit of...
Life Insurance with Long-Term Care: A Dual Solution for Future Security

Life Insurance with Long-Term Care: A Dual Solution for Future Security

by Michael Riska | May 9, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance

In the dynamic landscape of employee benefits, life insurance with long-term care (LTC) emerges as a comprehensive package, offering a dual benefit that secures employees’ future while managing the rising healthcare costs. This article explores how integrating...
6 Compelling Reasons to Advocate for Employer-Provided Long-Term Care Insurance

6 Compelling Reasons to Advocate for Employer-Provided Long-Term Care Insurance

by Michael Riska | Apr 3, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance

Long-term care insurance (LTCI) has emerged as a cornerstone of comprehensive retirement planning in today’s changing demographics and rising healthcare costs. While individuals can procure LTCI through direct channels with insurers, the benefits of accessing...
Life Insurance with Long-Term Care

Life Insurance with Long-Term Care

by Michael Riska | Feb 14, 2024 | LTC-Life Hybrid Insurance

Many people will require assisted living or long-term care in old age. Studies suggest that around 70% of individuals over 65 need access to these services. It is also estimated that 18% of seniors require access to a nursing facility for longer than one year. Life...
The Future of Retirement: The Role of Hybrid Long-Term Care Insurance

The Future of Retirement: The Role of Hybrid Long-Term Care Insurance

by Michael Riska | Jan 11, 2024 | LTC-Life Hybrid Insurance

In the dynamic landscape of retirement planning and employee benefits, The VB Shop continually seeks to address clients’ and brokers’ evolving needs, especially in long-term care. The changing demographics and legislative efforts in various states,...
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Recent Posts

  • LTC Payroll Tax Legislative Update
  • The Hidden Gaps in Coverage: Why Life with LTC Fills a Critical Need
  • The Overlooked Essential: Why Long-Term Care Belongs in Every Retirement Plan
  • The Benchmarking Is In: Life with Long-Term Care Is on the Rise
  • Why Life Insurance with Long-Term Care is a Must-Have Offering for Benefits Brokers

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