by Michael Riska | Dec 10, 2024 | LTC-Life Hybrid Insurance
Caregiving isn’t a niche issue; it’s a widespread challenge cutting across demographics. Whether assisting with daily tasks or managing nursing home care decisions, family caregiving is becoming a common experience. 46% of surveyed individuals have served as family...
by Michael Riska | Oct 16, 2024 | LTC-Life Hybrid Insurance
Life insurance with long-term care (LTC) benefits provides a solution that appeals to generations. It’s increasingly popular because it can adapt to the different priorities and needs of employees at various life stages. This product is a multi-generational offering...
by Michael Riska | Sep 16, 2024 | LTC-Life Hybrid Insurance
As benefits brokers, you’re always searching for products that provide comprehensive value to your clients and their employees. Hybrid life insurance with long-term care (LTC) riders is one such product gaining traction. These policies combine the death benefit of...
by Michael Riska | May 9, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
In the dynamic landscape of employee benefits, life insurance with long-term care (LTC) emerges as a comprehensive package, offering a dual benefit that secures employees’ future while managing the rising healthcare costs. This article explores how integrating...
by Michael Riska | Apr 3, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
Long-term care insurance (LTCI) has emerged as a cornerstone of comprehensive retirement planning in today’s changing demographics and rising healthcare costs. While individuals can procure LTCI through direct channels with insurers, the benefits of accessing...
by Michael Riska | Feb 14, 2024 | LTC-Life Hybrid Insurance
Many people will require assisted living or long-term care in old age. Studies suggest that around 70% of individuals over 65 need access to these services. It is also estimated that 18% of seniors require access to a nursing facility for longer than one year. Life...
