by Michael Riska | Aug 19, 2025 | LTC-Life Hybrid Insurance
As a benefits broker, you know that accurate, compelling data builds trust. Let’s start with the numbers: According to Genworth’s 2024 Cost of Care Survey: $77,792 — annual median cost for an in-home health aide $111,325 — annual median cost for a semi-private room in...
by Michael Riska | Jun 12, 2025 | LTC-Life Hybrid Insurance
Here’s the truth your clients need to hear: Health insurance and Medicare do not provide meaningful long-term care coverage. At best, Medicare covers up to 100 days of care in a skilled nursing facility—and only under specific circumstances. Medicaid? That’s only an...
by Michael Riska | Apr 16, 2025 | LTC-Life Hybrid Insurance
In today’s benefits landscape, decisions must be backed by data, not just good intentions. That’s why recent benchmarking from Eastbridge Consulting Group is making waves among forward-thinking brokers and business owners. The numbers speak volumes about where...
by Michael Riska | Mar 18, 2025 | LTC-Life Hybrid Insurance
As a benefits broker, you constantly seek innovative solutions that provide real value to your clients. With the rising cost of healthcare and an aging workforce, Life Insurance with Long-Term Care (LTC) benefits has become a game-changer. This hybrid solution meets...
by Michael Riska | Feb 12, 2025 | LTC-Life Hybrid Insurance
As a benefits broker, staying ahead of trends in Life Insurance with Long-Term Care (LTC) is more important than ever. With rising demand, shifting market dynamics, and new legislative changes, brokers have a unique opportunity to educate clients on the best coverage...
by Michael Riska | Jan 15, 2025 | LTC-Life Hybrid Insurance
As the landscape of long-term care (LTC) continues to shift, so does the insurance industry’s approach to addressing these needs. The evolution of Life Insurance with Long-Term Care (LTC) riders reflects a commitment to meeting the demands of modern families,...
