by Michael Riska | Feb 8, 2026 | Long-Term Care Insurance
Long-Term Care (LTC) insurance is evolving, reshaping how employers and brokers think about long-term protection. As insurance carriers adjust standalone LTC availability, many organizations are left with open questions. What options remain? How do these changes...
by Michael Riska | May 9, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
In the dynamic landscape of employee benefits, life insurance with long-term care (LTC) emerges as a comprehensive package, offering a dual benefit that secures employees’ future while managing the rising healthcare costs. This article explores how integrating...
by Michael Riska | Apr 3, 2024 | Long-Term Care Insurance, LTC-Life Hybrid Insurance
Long-term care insurance (LTCI) has emerged as a cornerstone of comprehensive retirement planning in today’s changing demographics and rising healthcare costs. While individuals can procure LTCI through direct channels with insurers, the benefits of accessing...
by Michael Riska | Mar 13, 2024 | Long-Term Care Insurance
As our population ages and lifespans extend, the demand for long-term care solutions becomes increasingly critical. The need for comprehensive planning to address the uncertainties of aging is more important than ever. This blog delves into the current trends and...
by Michael Riska | Sep 14, 2023 | Long-Term Care Insurance
As we delve into the complexities of retirement planning, a crucial question emerges: Is long-term care insurance an indispensable component of a well-rounded retirement strategy? This inquiry becomes increasingly relevant as the Baby Boomer generation steps into...
by Michael Riska | Aug 16, 2023 | Long-Term Care Insurance
The landscape of long-term care in the United States is on the cusp of significant change. Many states are actively evaluating and implementing legislation to create Long-Term Care (LTC) payroll taxes, following the precedent set by the State of Washington. This shift...
