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Welcome to The VB Shop Blog, your trusted resource for insights into Life Insurance and Long-Term Care Insurance. Whether you’re a broker, business owner, or HR professional, our goal is to keep you informed about how this important benefit can impact your business.
LTC Payroll Tax Legislative Update
As more states explore legislation requiring payroll taxes to fund long-term care (LTC) programs, employers and benefits brokers need to stay...
The Hidden Gaps in Coverage: Why Life with LTC Fills a Critical Need
Here’s the truth your clients need to hear: Health insurance and Medicare do not provide meaningful long-term care coverage. At best, Medicare...
The Overlooked Essential: Why Long-Term Care Belongs in Every Retirement Plan
When we think about retirement planning, most of us picture 401(k)s, IRAs, or Social Security strategies. However, another critical component often...
The Benchmarking Is In: Life with Long-Term Care Is on the Rise
In today’s benefits landscape, decisions must be backed by data, not just good intentions. That’s why recent benchmarking from Eastbridge Consulting...
Why Life Insurance with Long-Term Care is a Must-Have Offering for Benefits Brokers
As a benefits broker, you constantly seek innovative solutions that provide real value to your clients. With the rising cost of healthcare and an...
Navigating the Evolving Landscape of Life Insurance with Long-Term Care:What Brokers Need to Know
As a benefits broker, staying ahead of trends in Life Insurance with Long-Term Care (LTC) is more important than ever. With rising demand, shifting...
The Evolution of Life Insurance with Long-Term Care: A Journey Through Innovation
As the landscape of long-term care (LTC) continues to shift, so does the insurance industry’s approach to addressing these needs. The evolution of...
The Growing Reality of Caregiving
Caregiving isn’t a niche issue; it’s a widespread challenge cutting across demographics. Whether assisting with daily tasks or managing nursing home...
Why Long-Term Care Is the Most Underprepared Financial Need in the U.S.
Looking at the U.S. financial planning landscape, one critical area consistently stands out as underprepared: long-term care (LTC). According to the...
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