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Welcome to The VB Shop Blog, your trusted resource for insights into Life Insurance and Long-Term Care Insurance. Whether you’re a broker, business owner, or HR professional, our goal is to keep you informed about how this important benefit can impact your business.
November Is Long-Term Care Awareness Month: Why Life Insurance with LTC Benefits Is the Future of Workplace Planning
Every November, Long-Term Care Awareness Month serves as a reminder of something we tend to avoid thinking about: what happens when we or a loved...
Understanding Life with Long-Term Care Hybrid Insurance
If you’re an employer or benefits broker exploring more innovative ways to enhance your employee benefits package, you’ve likely come across Life...
What’s Driving the Life with Long-Term Care Conversation?
The conversation around Life Insurance with Long-Term Care (LTC) benefits has never been louder—or more urgent. For years, long-term care was...
What Does Long-Term Care Cost – And Why Life with LTC Makes Sense
As a benefits broker, you know that accurate, compelling data builds trust. Let’s start with the numbers: According to Genworth’s 2024 Cost of Care...
LTC Payroll Tax Legislative Update
As more states explore legislation requiring payroll taxes to fund long-term care (LTC) programs, employers and benefits brokers need to stay...
The Hidden Gaps in Coverage: Why Life with LTC Fills a Critical Need
Here’s the truth your clients need to hear: Health insurance and Medicare do not provide meaningful long-term care coverage. At best, Medicare...
The Overlooked Essential: Why Long-Term Care Belongs in Every Retirement Plan
When we think about retirement planning, most of us picture 401(k)s, IRAs, or Social Security strategies. However, another critical component often...
The Benchmarking Is In: Life with Long-Term Care Is on the Rise
In today’s benefits landscape, decisions must be backed by data, not just good intentions. That’s why recent benchmarking from Eastbridge Consulting...
Why Life Insurance with Long-Term Care is a Must-Have Offering for Benefits Brokers
As a benefits broker, you constantly seek innovative solutions that provide real value to your clients. With the rising cost of healthcare and an...
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