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Why Long-Term Care Is the Most Underprepared Financial Need in the U.S.

Why Long-Term Care Is the Most Underprepared Financial Need in the U.S.

by Michael Riska | Nov 12, 2024 | Long-Term Care

Looking at the U.S. financial planning landscape, one critical area consistently stands out as underprepared: long-term care (LTC). According to the U.S. Department of Health and Human Services, 70% of Americans over age 65 will need some form of long-term care during...
Why Life with Long-Term Care Is a Smart Choice at Any Age

Why Life with Long-Term Care Is a Smart Choice at Any Age

by Michael Riska | Oct 16, 2024 | LTC-Life Hybrid Insurance

Life insurance with long-term care (LTC) benefits provides a solution that appeals to generations. It’s increasingly popular because it can adapt to the different priorities and needs of employees at various life stages. This product is a multi-generational offering...
Why Are Life with Long-Term Care Products So Appealing?

Why Are Life with Long-Term Care Products So Appealing?

by Michael Riska | Sep 16, 2024 | LTC-Life Hybrid Insurance

As benefits brokers, you’re always searching for products that provide comprehensive value to your clients and their employees. Hybrid life insurance with long-term care (LTC) riders is one such product gaining traction. These policies combine the death benefit of...
The Importance of Long-Term Care in Employee Benefits

The Importance of Long-Term Care in Employee Benefits

by Michael Riska | Aug 12, 2024 | Long-Term Care

As a benefits broker, you guide your clients in building benefits packages that protect and support their employees throughout their careers and retirement. One of the most critical yet frequently neglected aspects is long-term care (LTC) insurance. According to the...
The Long-Term Care Disconnect: A Wake-Up Call for Benefits Brokers

The Long-Term Care Disconnect: A Wake-Up Call for Benefits Brokers

by Michael Riska | Jul 18, 2024 | Long-Term Care

As benefits brokers, you’re at the forefront of helping businesses navigate the complex world of employee benefits. One crucial yet often overlooked component of the various offerings is long-term care (LTC) insurance. Despite its importance, there exists a...
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