by Michael Riska | Dec 10, 2024 | LTC-Life Hybrid Insurance
Caregiving isn’t a niche issue; it’s a widespread challenge cutting across demographics. Whether assisting with daily tasks or managing nursing home care decisions, family caregiving is becoming a common experience. 46% of surveyed individuals have served as family...
by Michael Riska | Nov 12, 2024 | Long-Term Care
Looking at the U.S. financial planning landscape, one critical area consistently stands out as underprepared: long-term care (LTC). According to the U.S. Department of Health and Human Services, 70% of Americans over age 65 will need some form of long-term care during...
by Michael Riska | Oct 16, 2024 | LTC-Life Hybrid Insurance
Life insurance with long-term care (LTC) benefits provides a solution that appeals to generations. It’s increasingly popular because it can adapt to the different priorities and needs of employees at various life stages. This product is a multi-generational offering...
by Michael Riska | Sep 16, 2024 | LTC-Life Hybrid Insurance
As benefits brokers, you’re always searching for products that provide comprehensive value to your clients and their employees. Hybrid life insurance with long-term care (LTC) riders is one such product gaining traction. These policies combine the death benefit of...
by Michael Riska | Aug 12, 2024 | Long-Term Care
As a benefits broker, you guide your clients in building benefits packages that protect and support their employees throughout their careers and retirement. One of the most critical yet frequently neglected aspects is long-term care (LTC) insurance. According to the...
