by Michael Riska | Feb 12, 2025 | LTC-Life Hybrid Insurance
As a benefits broker, staying ahead of trends in Life Insurance with Long-Term Care (LTC) is more important than ever. With rising demand, shifting market dynamics, and new legislative changes, brokers have a unique opportunity to educate clients on the best coverage...
by Michael Riska | Jan 15, 2025 | LTC-Life Hybrid Insurance
As the landscape of long-term care (LTC) continues to shift, so does the insurance industry’s approach to addressing these needs. The evolution of Life Insurance with Long-Term Care (LTC) riders reflects a commitment to meeting the demands of modern families,...
by Michael Riska | Dec 10, 2024 | LTC-Life Hybrid Insurance
Caregiving isn’t a niche issue; it’s a widespread challenge cutting across demographics. Whether assisting with daily tasks or managing nursing home care decisions, family caregiving is becoming a common experience. 46% of surveyed individuals have served as family...
by Michael Riska | Nov 12, 2024 | Long-Term Care
Looking at the U.S. financial planning landscape, one critical area consistently stands out as underprepared: long-term care (LTC). According to the U.S. Department of Health and Human Services, 70% of Americans over age 65 will need some form of long-term care during...
by Michael Riska | Oct 16, 2024 | LTC-Life Hybrid Insurance
Life insurance with long-term care (LTC) benefits provides a solution that appeals to generations. It’s increasingly popular because it can adapt to the different priorities and needs of employees at various life stages. This product is a multi-generational offering...
