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Life Insurance with Long-Term Care

Life Insurance with Long-Term Care

by Michael Riska | Feb 14, 2024 | LTC-Life Hybrid Insurance

Many people will require assisted living or long-term care in old age. Studies suggest that around 70% of individuals over 65 need access to these services. It is also estimated that 18% of seniors require access to a nursing facility for longer than one year. Life...
The Future of Retirement: The Role of Hybrid Long-Term Care Insurance

The Future of Retirement: The Role of Hybrid Long-Term Care Insurance

by Michael Riska | Jan 11, 2024 | LTC-Life Hybrid Insurance

In the dynamic landscape of retirement planning and employee benefits, The VB Shop continually seeks to address clients’ and brokers’ evolving needs, especially in long-term care. The changing demographics and legislative efforts in various states,...
The Golden Years: How Long-Term Care and Life Insurance Can Be a Lifeline for Aging Parents

The Golden Years: How Long-Term Care and Life Insurance Can Be a Lifeline for Aging Parents

by Michael Riska | Dec 13, 2023 | LTC-Life Hybrid Insurance

As we watch our parents age, the reality of their increasing care needs often brings a mix of emotions and responsibilities. For many, the question isn’t just about providing love and support and ensuring financial stability and care in their golden years. This...
The VB Shop Case Study: Integrating Life Insurance with Long-Term Care for Enhanced Employee Benefits

The VB Shop Case Study: Integrating Life Insurance with Long-Term Care for Enhanced Employee Benefits

by Michael Riska | Nov 16, 2023 | LTC-Life Hybrid Insurance

At The VB Shop, we pride ourselves on creating innovative solutions combining life insurance and long-term care. This approach provides comprehensive coverage and delivers exceptional value to employers and employees. In this blog, we delve into a recent case study...
Preparing for State LTC Payroll Tax with a Life Insurance with LTC Rider

Preparing for State LTC Payroll Tax with a Life Insurance with LTC Rider

by Michael Riska | Oct 12, 2023 | LTC-Life Hybrid Insurance

As states across the U.S. consider implementing long-term care (LTC) mandates funded by payroll taxes, businesses and employees face new challenges in planning long-term care. The Voluntary Benefit Shop’s recent webinar, featuring experts from Allstate Benefits,...
5 Benefits of Offering Life with Long-Term Care Insurance To Your Employees

5 Benefits of Offering Life with Long-Term Care Insurance To Your Employees

by Michael Riska | Jun 15, 2023 | LTC-Life Hybrid Insurance

At The VB Shop, we recognize the significance of comprehensive employee benefits. In addition to offering life insurance (LI), long-term care insurance (LTCI) as part of your employee benefits package can provide valuable financial protection. This blog post explores...
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Recent Posts

  • What’s Driving the Life with Long-Term Care Conversation?
  • What Does Long-Term Care Cost – And Why Life with LTC Makes Sense
  • LTC Payroll Tax Legislative Update
  • The Hidden Gaps in Coverage: Why Life with LTC Fills a Critical Need
  • The Overlooked Essential: Why Long-Term Care Belongs in Every Retirement Plan

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